Your AI agent ships the checkout. We take the legal liability
Launch global, tax-compliant payments from Cursor, Claude, or any agent — without a foreign entity, a tax accountant, or a single line of compliance code
Building a platform with sub-merchants? See Payments AI Platforms
- No Foreign Entity Required
- MoR Compliance Shield
- Zero Accounting Anxiety
- AI-Ready SDKs & MCP
- Automated Global VAT / GST
- VISA RDR Chargeback Protection
- Auditor-Ready Net Payouts
- 2.9% + $0.35 on US/EU cards
- No setup fee
- No monthly minimum
- No PCI fee
You're the merchant of record.
That's the expensive part.
With a raw gateway, every tax filing, VAT registration, and chargeback is yours. With Payments AI, it's ours.
| Feature | S LEGACY GATEWAY e.g. Stripe, Braintree | Payments AI |
|---|---|---|
| Integration Speed | Legacy gateway — not included: Weeks of API docs, webhooks & manual wiring | Payments AI — included: One MCP command — your AI agent builds it |
| Global Tax & VAT | Legacy gateway — not included: You research, calculate & remit manually | Payments AI — included: Auto-calculated and filed in 190+ countries |
| Legal Liability | Legacy gateway — not included: You are the Merchant of Record — every risk is yours | Payments AI — included: We are the MoR — we absorb 100% of the liability |
| Fraud & Chargebacks | Legacy gateway — not included: You absorb disputes and chargeback costs | Payments AI — included: We handle every dispute — zero exposure for you |
Your Brand, Our Technology. Zero Code.
You don't need to be a developer to create a professional payment system. Use our intuitive design tool to match your checkout experience to your brand identity. See every change instantly as you make it. You choose the colors and fonts—while we, as your Merchant of Record, handle the complex taxes and global security standards for you.
This is a live preview of your checkout. It updates as you change the settings on the left and is a visual demonstration only — it is not interactive.
Product Name
Description
Buying for yourself or a company?
Your agent already knows how to use us.
Native connectors for Cursor, Claude, and Lovable. Paste one prompt to turn on global, tax-compliant payments — no API docs, no tax research.
- Cursor
- Claude
- Lovable
- GPT-4o
- v0
- Bolt
Three steps. Then you're live.
Connect our official skill using a secure MCP key and let your coding assistant build your global checkout flow.
- 1
Add the skill
Works with Claude Desktop, Cursor, and any MCP-compatible tool. Install our official skill directly from our repository.
> npx skills add paymentsai/Payments-AI-skills - 2
Set your MCP Key
Generate a secure MCP authentication key from your dashboard. This grants your AI agent safe access to your Merchant of Record infrastructure.
> export PAI_MCP_KEY="mcp_live_8f92a4..." - 3
Prompt your revenue
No API docs to read. Just tell your agent what you want to monetize. It builds the checkout, while we handle the compliance.
"Create a payment link for a $29/mo Pro plan with a 14-day trial."
Your AI Agent
We take the liability.
You keep shipping.
Behind the AI-friendly APIs is a full MoR infrastructure. Every transaction is legally ours — which means every compliance risk is ours too.
Automated Global Tax
VAT, GST, and sales tax — auto-calculated, collected, and filed across 190+ countries. Your agent doesn't need to know any of this exists.
Zero Fraud Liability
As your Merchant of Record, we absorb every chargeback and fraud dispute. You keep your revenue, dispute-free, period.
Plug-and-play Subscriptions
Recurring billing, dunning, proration, and upgrade flows — globally compliant from day one. No extra code, no extra lawyers.
Auditor-Ready Reporting
Reconciled net payouts and compliance-ready records documented under our legal entity. No manual bookkeeping, no year-end panic.
One import. Global payments handled
Drop our snippet into your AI-generated codebase and we handle VAT, chargebacks, and global payouts automatically — no compliance research required.
- TypeScript-first with full type inference
- React, Vue & Next.js components included
- 190-country tax table auto-loaded on init
- < 2 KB gzipped core bundle
// Hello World — Payments AI Checkout import { PaymentsAI } from 'payments-ai'; // 1. Initialize const pai = new PaymentsAI({ apiKey: process.env.PAI_SECRET_KEY, mode: 'live', }); // 2. Create product and plan if not exists const plan = await pai.plans.upsert({ name: 'Pro Annual', amount: 29900, // $299.00 currency: 'usd', }); // 3. Get checkout URL (MoR + tax handled) const { url } = await pai.checkout.create({ planId: plan.id, }); // 4. Redirect — we handle everything else redirect(url); █
The questions developers
ask before going live.
Ready to monetize
your AI app?
Connect your agent and start selling globally in minutes — we handle tax, compliance, and liability from the first transaction.
No credit card required · MCP setup in under 5 minutes · Ships globally on day one